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CRA definition

Consumer Reporting Agency (Equifax Credit Information Services, Inc., (Equifax), Trans Union LLC (Trans Union), and Experian Information Solutions, Inc. (Experian), etc. Companies that gather and sell this information are called Consumer Reporting Agencies. The most common type of CRA is the credit bureau. The information CRAs sell about you to creditors, employers, insurers and other businesses is called a consumer report.


 
 

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